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State law requires that students attending the college pay an enrollment fee. Students enrolled in credit classes are currently required to pay $46 per unit. The college offers the Board of Governors Waiver BOGW online application, (or a print and return form) a state-funded program which waives the enrollment fee for all eligible students.
Effective with the 2015-2016 school year, you must apply for a Board of Governors Fee Waiver using the FAFSA or California DREAM Act application.
You can complete a paper BOG Fee Waiver application if you meet one of the following conditions:
The BOG Fee Waiver will no longer pay your student health fee charges unless you qualify for a BOG Fee Waiver as a recipient of TANF/CalWORKS, SSI/SSP (Supplemental Security Income/State Supplemental Program) or General Relief (BOG A methodology). The health fee is currently $19 per semester (Fall and Spring) and $13 for Summer. When registering for classes on ClassTalk or Reg-e, it is very important to process your payment for all fees including the health fee immediately before exiting the system to avoid being dropped from classes.
If you file a FAFSA, you may qualify for a BOG Fee Waiver if you have $1,104 of financial need after subtracting your Estimated Family Contribution (EFC) from your Cost of Attendance (COA).
To determine your eligibility for the Board of Governor's Waiver based on the above income standards, you will be considered independent if:
Eligibility for the Board of Governor's Fee Waiver (BOGW) at the California Community Colleges became effective in January 2013. Eligibility for Cal Grant became effective for the 2013-2014 school year. AB540 students can complete the regular BOG Fee waiver application for the 2015-2016 school year or they may complete the California DREAM Act application.
To complete the California DREAM act Application, click this link CA DREAM Act Application.
Recent legislation (Assembly Bill 205) extends new rights, benefits, responsibilities and obligations to individuals in domestic partnerships registered with the California Secretary of State under Section 297 of the Family Code. If you are in a Registered Domestic Partnership (RDP), you will be treated as an Independent married student to determine eligibility for this Fee Waiver and will need to provide income and household information for your domestic partner. If you are a dependent student and your parent is in a Registered Domestic Partnership, you will be treated the same as a student with married parents and income and household information will be required for the parent's domestic partner.
**These new provisions apply to state funded student financial aid ONLY, and not to federal student financial aid.
|Family Size||2014 Income|
|Each Additional Family Member:||+$6,030|
These standards are based upon the federal poverty guidelines, as published each year by the US Department of Health and Human Services. Under Title 5 of the California Code of Regulations, the income standards for the BOGW program is equal to or less than 150% of the federal poverty guidelins for the base year
These income standards are for the 2015-2016 academic year and are to be used to determine BOGFW-B eligibility EFFECTIVE with the Fall 2015 semester through the Summer 2016 semester.
You may also print out the BOGW application by visiting Student Web Services at
For the 2015–16 academic year, the maximum Pell Grant is $5,775 based on full-time enrollment for the school year (Fall 15 and Spring 16). Pell Grant awards are adjusted if you enroll in less than 12 units per semester.
For the 2015–16 academic year, the enrollment status for each semester including summer is:
|Full time||12 or more units|
|Less than ½-time||Less than 6 units|
Your enrollment status will be frozen after the add/drop period each semester and will be the basis for your Pell Grant disbursement. Once your Pell Grant award has been processed and your enrollment status for the semester has been determined it will not be adjusted if you add units after the freeze date. The freeze dates for the Fall and Spring semesters along with the main disbursement dates are posted in the "Disbursements Dates" section.
New Regulations effective July 1, 2012 limits the receipt of a Pell Grant to a lifetime limit of up to 6 full-time years (600%). This includes community colleges, vocational schools and four year public and private universities. This limit will be tracked by the U.S. Department of Education.
Regardless of the Pell Grant amount, if you receive the full year amount then you have received 100%. For example, your Pell Grant for the year is for $4,000 and you receive $2,000 in Fall, $1,000 in Spring and the remaining $1,000 in Summer. You have received the entire $4,000 or 100% for the year.
The 600% total eligibility applies at all schools and colleges. However, once you have earned a Bachelor's Degree, you are no longer eligible for a Pell Grant even if you haven't received the entire 600% eligibility. And you must also meet and maintain satisfactory academic progress standards to remain eligible each year.
FWS gives you the opportunity to earn part of your financial aid by working in an assigned job, either on or off campus. The salary received is at least equal to the current minimum wage, but many FWS jobs pay more than minimum wage. Federal Work Study differs from the other programs in that you are allocated a certain amount of money to earn. As you work on the job, you submit time cards for the hours worked, just as you would at a regular job. Once a month you receive a paycheck for the hours worked. Once you have earned the amount allocated in your Federal Work Study award, your job ends. Federal Work Study awards may range from $2,500 to $4,000 per year.
The Cal Grant program is administered by the California Student Aid Commission (CSAC) to help low-income students attend college. For the 2015-2016 school year, the maximum Cal Grant B award will be $1,656 and the maximum Cal Grant C award will be $547. CSAC determines the initial eligibility for Cal Grant awards.
Student who meet the following criteria will be eligible for the new FTSSG award for Fall 2015 and/or Spring 2016.
Eligible students will be awarded $300 for each semester of eligibility. The Fall 2015 FTSSG payment will paid later this month (November).
This is the deadline date for high school students to apply for entitlement grants and for college students to apply for competitive grants. All students must file a 2015-2016 FAFSA and submit a GPA verification to CSAC by the deadline. Miramar College students who have completed 24 transferable units will have their GPA automatically calculated and submitted to CSAC.
This is the deadline date for community college students only to apply for a competitive grant. All students must file a 2015-2016 FAFSA and submit a GPA verification to CSAC by the deadline. Miramar College students who have completed 24 transferable units will have their GPA automatically calculated and submitted to CSAC.
If you enroll in less than 12 units per semester your Cal Grant payment will be adjusted. Cal Grant disbursements will be based on your enrollment status as of a set date each semester, known as the "freeze date". If you add units after these dates you will not receive a payment increase or any additional payments.
If you are awarded during the semester and the semester "freeze date" has passed, your enrollment status will be determined and frozen based on the date of your actual disbursement. Please refer to the Disbursement/Payment Dates section on our website for more information and the specific Freeze date for each semester.
The Federal Direct Loan is a federal loan program where you borrow directly from the Federal Government. Congress approved to maintain interest rates for Direct Loans at 4.29% for loans disbursed between July 1, 2015 and July 1, 2016. New Federal regulations require schools to disburse loans only after the signed Promissory Note has been accepted. You are required to pay the Dept. of Education loan processing fees that are currently 1.068%. The fees are deducted from the proceeds of your loan.
To qualify, a student must be enrolled in at least six units, demonstrate Satisfactory Academic Progress for aid recipients and must demonstrate financial need through the federal methodology using the FAFSA Application. To apply for a Federal Direct Loan, students must complete a mandatory loan entrance counseling session. The counseling session is required even if a student has attended a Stafford loan workshop in the past. If a student has attended a Direct Loan workshop at San Diego City, Mesa, Miramar Colleges in the past, it will not be necessary to conduct another entrance counseling session. You may complete the entrance counseling session on-line at: http://www.studentloans.gov.
The Financial Aid Office will be notified when the session has successfully been completed. In addition, you must fill out a Loan Request Form available from your Financial Aid Office. You must complete an on-line multi-year Master Promissory Note at: http://www.studentloans.gov.
You may also be required to submit an Educational Plan and be enrolled at the campus of your declared major. Please ask your Financial Aid Office for more information. The actual loan amount for which you are eligible will be determined by the Financial Aid Office. Checks will be disbursed twice per loan period. If you are a first-time student or borrower, your check will not be disbursed until at least 30 days after the start of the semester. If you have "Late Start" classes, for loan funds to be disbursed, you must be actively attending classes in at least six units.
As Part of last year's agreement to keep interest rates at 3.4% for 2012-2013, Congress approved a new lifetime limit on receiving Subsidized Direct Loans. This new limit applies to new loan borrowers only. If a student previously borrowed a Subsidized loan from any college before July 1, 2013, this limit does not apply to them.
For new loan borrowers with loans disbursed on or after July 1, 2013, these students will be limited to 150% of Subsidized loan eligibility based on the length of their program. For example, a student is enrolled in a 2 year program at San Diego Miramar College. The student will only have 3 years of Subsidized loan eligibility and after the third year the student will no longer be eligible for a Subsidized loan at our school.
Click here for additional information on the 150% loan limit.
Effective with the 2012-2013 school year, San Diego Miramar College (along with Mesa College and City College) have been approved by the U.S. Department of Education to participate in an experimental initiative regarding "Overborrowing" that allows our college to reduce or eliminate Unsubsidized Loan eligibility and borrowing for certain groups or categories of students.
The following groups or categories of students will not be eligible to borrow Unsubsidized Loans:
The Federal Direct PLUS Loan is a federal loan program where parents of dependent undergraduate students may borrow directly from the Federal Government instead of from a bank or other lending institution. A Federal Direct PLUS loan is an unsubsidized loan that is charged interest during all periods. A parent may borrow up to the cost of attendance minus all other financial assistance.
The Application Process
The interest rate for Direct PLUS Loans is a fixed rate of 6.41% Interest is charged on Direct PLUS Loans during all periods, beginning on the date of your loan's first disbursement.
How a loan is disbursed (paid out)
You may use the loan money you receive only to pay for your child's education expenses at the school that is giving you the loan. Education expenses include school charges such as tuition, room and board, fees, and indirect expenses such as books, supplies, equipment, dependent child care expenses, transportation, and rental or purchase of a personal computer.
Alternative loans are private loans through a lending institution and are not part of the federal government programs. Alternative loans are more expensive than federal government Direct Loans or FFEL loans and should only be used when all other options have been exhausted.
You will need to complete a FAFSA application before our office can certify an Alternative Loan application.
Be sure to research all possibilities for scholarships, grants, Work Study, and federal loan programs before borrowing from an alternative loan program.
You are always free to choose the lender of your choice. Choose the loan that best suits your needs and remember to borrow only what you need!
Federal regulations require that if you cease to be enrolled in at least 6 units with the San Diego Community College District you must attend a loan counseling session. It is your responsibility to notify the Financial Aid Office if you drop below 6 units during the semester. At the time of the counseling session you will be given information about your loan obligations and repayment options. You may complete the exit counseling session online at http://www.dlssonline.com.
There are several different ways to repay a Federal Direct Loan.
If you have previously borrowed under the FFELP and your school now participates in Direct Loans, you may have a combination of FFELP and Direct Loans. When your loans enter repayment, FFELP and Direct Loans can be consolidated into either a Federal Direct Consolidation Loan or a FFELP Consolidation Loan.
The above Information is subject to change as required by new Federal, State or institutional policies and regulations.