Enrollment Fee Waiver
(Does not pay the Health Fee)
As of 2016/2017, all students interested in applying for a BOGW must submit a FAFSA or CA Dream Act application.
The state funded Board of Governors Waiver provides funds to help low income students pay the enrollment fee. The enrollment fee is $46.00 per unit. The enrollment fee is subject to change based on California legislation. Students can only receive a BOGW during the academic year in which they apply.
You will be eligible for a BOGW if you are a California resident and any one of the following applies to your status at the time of enrollment:
• You have already qualified for financial aid such as a Federal Pell Grant or a Cal Grant.
• You or your family receiving TANF (Temporary Assistance for Needy Families), or SSI (Supplemental Security Income), SSP (State Supplemental Program) or General Assistance/General Relief.
• You meet the Department of Veterans Affairs eligibility requirement of “certain disabled veterans or the dependents of certain deceased or disabled veterans.” You will have to apply to the Department of Veteran Affairs and obtain a letter of certification.
• You are a dependent of a deceased or disabled veteran of the California National Guard. You must submit a letter of certification by the California National Guard Adjutant General’s Office.
Additionally, you may qualify for special circumstances if you meet specific income standards. Please consult your Financial Aid Office if you are unable to fill in a FAFSA or CA Dream Act Application.
You may also be considered an independent student and have you eligibility for the Board of Governor’s Waiver based on specific income standards, if:
• You do not live with your parents, AND
• You were not claimed as an exemption on any Federal income tax filed by your parents in 2015, AND
• Your income is below $17,655.00
NOTE: Effective Fall 2016 semester, students who have not met the college’s Satisfactory Academic Standards for two consecutive terms will no longer qualify for a BOGW the following term. This is based on new State regulations. Academic/Lack of Progress Probation is determined two ways.
• Lack of Progress – is determined by the number of “W”, “I”, “NP” grades, you must complete 61% of units attempted to maintain good standing.
• Grade Point average – you must maintain a minimum 2.0 grade point average at all times.
Filing deadline: June 30, 2017 or your last day of classes (whichever comes first)
The Federal Pell Grant Program is the largest Federal grant program and is the foundation of your total aid “package.” Eligibility is determined by the federal government using a standard formula for all applicants. Grant amounts may range from $583 to $5,815 per year. A Federal Pell Grant is awarded based on full time enrollment (12 or more units per semester). If you enroll in less than 12 units, your payment will be adjusted accordingly. Beginning on July 1st, 2012, ALL federal Pell grant recipients are subject to Pell Grant eligibility for a maximum of 12 semesters (6 years) of grant disbursed as a Full Time student. If you have a bachelor’s degree, you are not eligible for a Pell Grant.
Prior to the beginning of each semester, a portion of your Federal Pell Grant can be allocated to an account in the bookstore up to a maximum of $896, (must be a California Resident). The money in your account may be used to purchase books and supplies.
You may be able to purchase a reduced-priced bus pass as your campus Accounting Office using your Pell Grant funds as well during the time that the Bookstore Accounts open. Please check with the Financial Aid Office on your campus for eligibility information.
Deadline to apply: April 15, 2016
The Federal SEOG program is designed to assist students with the lowest family contribution (EFC) by supplementing other financial aid sources. If you have a bachelor’s degree, you are not eligible for the FSEOG.
Deadline to apply: April 15, 2016
FWS gives you the opportunity to earn part of your financial aid by working in an assigned job, either on or off campus. The salary received is at least equal to the current minimum wage, but many FWS jobs pay more than minimum wage. As you work on the job, you submit time cards for the hours worked, just as you would at a regular job. Once a month you receive a paycheck for the hours worked the previous month. Once you have earned the amount allocated in your Federal Work Study award, or you cease to be enrolled in 6 or more units at your Financial Aid campus, your job ends. Federal Work Study awards may range up to $5,000 per year.
The Chafee Grant is a federal program that is administered by the California Student Aid Commission to provide financial assistance to former Foster Youth. The applicant must be certified by the State Department of Social Services of their Foster Youth status until age 16. The grant has no citizenship requirement; however, non-citizens without a valid Social Security Number must call the CSAC for additional steps and information. The program awards a maximum of $5,000 per academic year. Renewal applicants must maintain satisfactory academic progress as defined by the school. Former foster youth must complete a separate application at: https://www.chafee.csac.ca.gov/SupportFiles/Chafee_FosterCareEligibilityForm.pdf
This program, administered by the California Student Aid Commission (CSAC), helps low and middle income students with tuition/fee costs. Cal Grant A funds are not available until you transfer to a four year college.
New Cal Grant Applicants must have their GPA sent to CSAC by the March 2, 2016 deadline.
This program, administered by the California Student Aid Commission (CSAC), helps low income students attend college. You must be a California resident as of March 2, 2016. If you are transferring to a 4-year institution you may be considered for a special Cal Grant B. Grant amounts may be as much as $1656 per year. Award amounts may be adjusted by the California State Legislature.
New Cal Grant applicants must have their GPA sent to CSAC by the March 2, 2016 deadline.
Filing deadline for new applicants: March 2, 2016
Cal Grant C is another program administered by the California Student Aid Commission for California residents who are enrolled in a vocational program and are from a low or middle income family. You must be a California resident as of March 2, 2016. Grant amounts range up to $547. New Cal Grant applicants must have their GPA sent to CSAC by the March 2, 2016 deadline. If you have a bachelor’s degree, you are not eligible for a Cal Grant A, B, or C.
The Cal Grant Program is not available to students accepted into the Comprehensive Transitional Program C2C.
The Federal Direct Loan is a federal loan program where you borrow directly from the Federal Government. The interest rate for new loans is a fixed rate which is currently
3.76% for loans disbursed from July 1, 2016 to June 30, 2017. Please check with the Financial Aid Office for the interest rates for the 2016-2017 school year. New Federal
regulations require schools to disburse loans only after the signed Promissory Note has been accepted. You are required to pay the Dept. of Education loan processing fees that are currently 1.068%. The fees are deducted from the proceeds of your loan.
For new loans first disbursed on or after July 1, 2012 through June 30, 2014, the federal government will no longer subsidize (pay) the student loan interest during the six month
grace period. The grace period is the time between when the student graduates or drops below half-time status and the time when the student must start repaying the loan. Students are encouraged to check with their Loan Servicer for any available options to assist with their loan repayment.
To qualify, a student must be enrolled in at least six units, demonstrate Satisfactory Academic Progress for Financial Aid Recipients and must demonstrate financial need through the federal methodology using the FAFSA application. To apply for a Federal Direct Loan, students must complete a mandatory loan entrance counseling session. Students must contact the Financial Aid Office or visit the College website for application procedures.
You may complete the entrance counseling session on-line at: www.studentloans.gov
The Financial Aid Office will be notified when the session has successfully been completed. In addition, you must fill out a Loan Request Form from your Financial Aid Office. You must complete an on-line multi-year Master Promissory Note at: www.studentloans.gov.
You may also be required to submit an Educational Plan and be enrolled at the campus of your declared major. Please ask your Financial Aid Office for more information. The actual loan amount for which you are eligible will be determined by the Financial Aid Office. Funds will be disbursed twice per loan period.
If you are a first-time student or borrower, your check will not be disbursed until at least 30 days after the start of the semester. If you have “Late Start” classes, for loan funds to be disbursed, you must be actively attending classes in at least six units.
Congress approved a new lifetime limit on Subsidized Direct Loans for subsidized loans disbursed on or after July 1, 2013. Students will be limited to 150% of subsidized loan eligibility based on their program.
What does this lifetime limit mean for students?
The 150% change means students in a four-year program will be eligible for subsidized student loans for the equivalent of six years or three years for students in a two-year
program. The San Diego Community College District is approved as a two-year program. The student who reaches this limitation could continue to receive unsubsidized Stafford
loans if he or she is otherwise eligible (for example, has not run afoul of the school’s satisfactory academic progress requirements, or is in a group that is not eligible for an
unsubsidized loan in the San Diego Community College District). However, if a student reaches the limitation, at that point, the subsidized loans borrowed lose their “subsidized”
The Student Loan Program is not available to students accepted into the Comprehensive Transitional Program C2C.
Effective within the 2012-2013 school year, San Diego City College along with Mesa College and Miramar College has been approved by the U.S. Department of Education
to participate in an experimental initiative regarding “Overborrowing” that allows our college to reduce or eliminate Unsubsidized Loan eligibility and borrowing for
certain groups or categories of students. Based on this initiative, the following groups or categories of students will not be eligible to borrow Unsubsidized Loans:
1st Year Students
• 1st year is defined as students who have completed less than 24 units in their current program or major based on their educational plan.
• Units that will be counted towards the 24 units will be units that fulfill the major, general education and district requirements for the current program or major based on the educational plan.
• Units that will not be counted towards the 24 units are units that are basic skills or remedial, ESOL, electives or any other units that are not applicable to the current program or major based on the educational plan.
Students Approved on a Financial Aid Appeal
Students who have an “Unsatisfactory” status (Disqualified) for any reason and who are approved on appeal will not be eligible for an Unsubsidized Loan.
If you are a dependent undergraduate student, your parents may borrow from the PLUS loan program. The amount borrowed may be up to the Cost of Education (page 6) minus
any financial aid. Checks will be mailed to the borrowing parent. Parents must begin repayment within 60 days of receiving the full disbursement of the loan. The interest
rate is a variable rate determined on June 1 for the following award year. The student must file a FAFSA and meet all other financial aid eligibility requirements, including an
online application through STUDENTLOANS.GOV. Please contact your campus Financial Aid office or web page for detailed instructions.
ENTRANCE AND EXIT LOAN COUNSELING
Federal regulations require that all student loan applicants complete an entrance counseling session (see Federal Direct Loan Program) and if you cease to be enrolled in at least 6 units with the San Diego Community College District you must complete an
exit loan counseling session. It is your responsibility to notify your Financial Aid Office if you drop below 6 units during the semester. At the time of the counseling session you
will be given information about your loan obligations and repayment options. You may complete the exit counseling session online at: http://www.studentloans.gov
The above Information is subject to change as required by new Federal, State or institutional policies and regulations.
State law requires that students attending the college pay an enrollment fee. Students enrolled in credit classes are currently required to pay $46 per unit. The college offers the Board of Governors Waiver BOGW online application, (or a print and return form) a state-funded program which waives the enrollment fee for all eligible students.
Effective with the 2015-2016 school year, you must apply for a Board of Governors Fee Waiver using the FAFSA or California DREAM Act application.
You can complete a paper BOG Fee Waiver application if you meet one of the following conditions:
The BOG Fee Waiver will no longer pay your student health fee charges unless you qualify for a BOG Fee Waiver as a recipient of TANF/CalWORKS, SSI/SSP (Supplemental Security Income/State Supplemental Program) or General Relief (BOG A methodology). The health fee is currently $19 per semester (Fall and Spring) and $13 for Summer. When registering for classes on ClassTalk or Reg-e, it is very important to process your payment for all fees including the health fee immediately before exiting the system to avoid being dropped from classes.
If you file a FAFSA, you may qualify for a BOG Fee Waiver if you have $1,104 of financial need after subtracting your Estimated Family Contribution (EFC) from your Cost of Attendance (COA).
To determine your eligibility for the Board of Governor's Waiver based on the above income standards, you will be considered independent if:
Eligibility for the Board of Governor's Fee Waiver (BOGW) at the California Community Colleges became effective in January 2013. Eligibility for Cal Grant became effective for the 2013-2014 school year. AB540 students can complete the regular BOG Fee waiver application for the 2015-2016 school year or they may complete the California DREAM Act application.
To complete the California DREAM act Application, click this link CA DREAM Act Application.
Recent legislation (Assembly Bill 205) extends new rights, benefits, responsibilities and obligations to individuals in domestic partnerships registered with the California Secretary of State under Section 297 of the Family Code. If you are in a Registered Domestic Partnership (RDP), you will be treated as an Independent married student to determine eligibility for this Fee Waiver and will need to provide income and household information for your domestic partner. If you are a dependent student and your parent is in a Registered Domestic Partnership, you will be treated the same as a student with married parents and income and household information will be required for the parent's domestic partner.
**These new provisions apply to state funded student financial aid ONLY, and not to federal student financial aid.
|Family Size||2014 Income|
|Each Additional Family Member:||+$6,030|
These standards are based upon the federal poverty guidelines, as published each year by the US Department of Health and Human Services. Under Title 5 of the California Code of Regulations, the income standards for the BOGW program is equal to or less than 150% of the federal poverty guidelins for the base year
These income standards are for the 2015-2016 academic year and are to be used to determine BOGFW-B eligibility EFFECTIVE with the Fall 2015 semester through the Summer 2016 semester.
You may also print out the BOGW application by visiting Student Web Services at
For the 2015–16 academic year, the maximum Pell Grant is $5,775 based on full-time enrollment for the school year (Fall 15 and Spring 16). Pell Grant awards are adjusted if you enroll in less than 12 units per semester.
For the 2015–16 academic year, the enrollment status for each semester including summer is:
|Full time||12 or more units|
|Less than ½-time||Less than 6 units|
Your enrollment status will be frozen after the add/drop period each semester and will be the basis for your Pell Grant disbursement. Once your Pell Grant award has been processed and your enrollment status for the semester has been determined it will not be adjusted if you add units after the freeze date. The freeze dates for the Fall and Spring semesters along with the main disbursement dates are posted in the "Disbursements Dates" section.
New Regulations effective July 1, 2012 limits the receipt of a Pell Grant to a lifetime limit of up to 6 full-time years (600%). This includes community colleges, vocational schools and four year public and private universities. This limit will be tracked by the U.S. Department of Education.
Regardless of the Pell Grant amount, if you receive the full year amount then you have received 100%. For example, your Pell Grant for the year is for $4,000 and you receive $2,000 in Fall, $1,000 in Spring and the remaining $1,000 in Summer. You have received the entire $4,000 or 100% for the year.
The 600% total eligibility applies at all schools and colleges. However, once you have earned a Bachelor's Degree, you are no longer eligible for a Pell Grant even if you haven't received the entire 600% eligibility. And you must also meet and maintain satisfactory academic progress standards to remain eligible each year.
FWS gives you the opportunity to earn part of your financial aid by working in an assigned job, either on or off campus. The salary received is at least equal to the current minimum wage, but many FWS jobs pay more than minimum wage. Federal Work Study differs from the other programs in that you are allocated a certain amount of money to earn. As you work on the job, you submit time cards for the hours worked, just as you would at a regular job. Once a month you receive a paycheck for the hours worked. Once you have earned the amount allocated in your Federal Work Study award, your job ends. Federal Work Study awards may range from $2,500 to $4,000 per year.
The Cal Grant program is administered by the California Student Aid Commission (CSAC) to help low-income students attend college. For the 2015-2016 school year, the maximum Cal Grant B award will be $1,656 and the maximum Cal Grant C award will be $547. CSAC determines the initial eligibility for Cal Grant awards.
Student who meet the following criteria will be eligible for the new FTSSG award for Fall 2015 and/or Spring 2016.
Eligible students will be awarded $300 for each semester of eligibility. The Fall 2015 FTSSG payment will paid later this month (November).
This is the deadline date for high school students to apply for entitlement grants and for college students to apply for competitive grants. All students must file a 2015-2016 FAFSA and submit a GPA verification to CSAC by the deadline. Miramar College students who have completed 24 transferable units will have their GPA automatically calculated and submitted to CSAC.
This is the deadline date for community college students only to apply for a competitive grant. All students must file a 2015-2016 FAFSA and submit a GPA verification to CSAC by the deadline. Miramar College students who have completed 24 transferable units will have their GPA automatically calculated and submitted to CSAC.
If you enroll in less than 12 units per semester your Cal Grant payment will be adjusted. Cal Grant disbursements will be based on your enrollment status as of a set date each semester, known as the "freeze date". If you add units after these dates you will not receive a payment increase or any additional payments.
If you are awarded during the semester and the semester "freeze date" has passed, your enrollment status will be determined and frozen based on the date of your actual disbursement. Please refer to the Disbursement/Payment Dates section on our website for more information and the specific Freeze date for each semester.
The Federal Direct Loan is a federal loan program where you borrow directly from the Federal Government. Congress approved to maintain interest rates for Direct Loans at 4.29% for loans disbursed between July 1, 2015 and July 1, 2016. New Federal regulations require schools to disburse loans only after the signed Promissory Note has been accepted. You are required to pay the Dept. of Education loan processing fees that are currently 1.068%. The fees are deducted from the proceeds of your loan.
To qualify, a student must be enrolled in at least six units, demonstrate Satisfactory Academic Progress for aid recipients and must demonstrate financial need through the federal methodology using the FAFSA Application. To apply for a Federal Direct Loan, students must complete a mandatory loan entrance counseling session. The counseling session is required even if a student has attended a Stafford loan workshop in the past. If a student has attended a Direct Loan workshop at San Diego City, Mesa, Miramar Colleges in the past, it will not be necessary to conduct another entrance counseling session. You may complete the entrance counseling session on-line at: http://www.studentloans.gov.
The Financial Aid Office will be notified when the session has successfully been completed. In addition, you must fill out a Loan Request Form available from your Financial Aid Office. You must complete an on-line multi-year Master Promissory Note at: http://www.studentloans.gov.
You may also be required to submit an Educational Plan and be enrolled at the campus of your declared major. Please ask your Financial Aid Office for more information. The actual loan amount for which you are eligible will be determined by the Financial Aid Office. Checks will be disbursed twice per loan period. If you are a first-time student or borrower, your check will not be disbursed until at least 30 days after the start of the semester. If you have "Late Start" classes, for loan funds to be disbursed, you must be actively attending classes in at least six units.
As Part of last year's agreement to keep interest rates at 3.4% for 2012-2013, Congress approved a new lifetime limit on receiving Subsidized Direct Loans. This new limit applies to new loan borrowers only. If a student previously borrowed a Subsidized loan from any college before July 1, 2013, this limit does not apply to them.
For new loan borrowers with loans disbursed on or after July 1, 2013, these students will be limited to 150% of Subsidized loan eligibility based on the length of their program. For example, a student is enrolled in a 2 year program at San Diego Miramar College. The student will only have 3 years of Subsidized loan eligibility and after the third year the student will no longer be eligible for a Subsidized loan at our school.
Click here for additional information on the 150% loan limit.
Effective with the 2012-2013 school year, San Diego Miramar College (along with Mesa College and City College) have been approved by the U.S. Department of Education to participate in an experimental initiative regarding "Overborrowing" that allows our college to reduce or eliminate Unsubsidized Loan eligibility and borrowing for certain groups or categories of students.
The following groups or categories of students will not be eligible to borrow Unsubsidized Loans:
The Federal Direct PLUS Loan is a federal loan program where parents of dependent undergraduate students may borrow directly from the Federal Government instead of from a bank or other lending institution. A Federal Direct PLUS loan is an unsubsidized loan that is charged interest during all periods. A parent may borrow up to the cost of attendance minus all other financial assistance.
The Application Process
The interest rate for Direct PLUS Loans is a fixed rate of 6.41% Interest is charged on Direct PLUS Loans during all periods, beginning on the date of your loan's first disbursement.
How a loan is disbursed (paid out)
You may use the loan money you receive only to pay for your child's education expenses at the school that is giving you the loan. Education expenses include school charges such as tuition, room and board, fees, and indirect expenses such as books, supplies, equipment, dependent child care expenses, transportation, and rental or purchase of a personal computer.
Alternative loans are private loans through a lending institution and are not part of the federal government programs. Alternative loans are more expensive than federal government Direct Loans or FFEL loans and should only be used when all other options have been exhausted.
You will need to complete a FAFSA application before our office can certify an Alternative Loan application.
Be sure to research all possibilities for scholarships, grants, Work Study, and federal loan programs before borrowing from an alternative loan program.
You are always free to choose the lender of your choice. Choose the loan that best suits your needs and remember to borrow only what you need!
Federal regulations require that if you cease to be enrolled in at least 6 units with the San Diego Community College District you must attend a loan counseling session. It is your responsibility to notify the Financial Aid Office if you drop below 6 units during the semester. At the time of the counseling session you will be given information about your loan obligations and repayment options. You may complete the exit counseling session online at http://www.dlssonline.com.
There are several different ways to repay a Federal Direct Loan.
If you have previously borrowed under the FFELP and your school now participates in Direct Loans, you may have a combination of FFELP and Direct Loans. When your loans enter repayment, FFELP and Direct Loans can be consolidated into either a Federal Direct Consolidation Loan or a FFELP Consolidation Loan.
The above Information is subject to change as required by new Federal, State or institutional policies and regulations.